Palm Springs Insurance Lawyer
PALM SPRINGS INSURANCE LAWYER SEBASTIAN GIBSON
The Right Choice in Insurance Attorneys
When you’ve been injured in an accident in the Coachella Valley or anywhere in California, finding the right Palm Springs insurance lawyer is essential to protect your rights and to make sure you obtain the compensation you deserve for your injuries and all you’ve been through.
Palm Springs Insurance Lawyer Sebastian Gibson offers over 35 years of experience representing traffic accident victims and clients who deserve the best in legal representation and is ready to provide immediate assistance to you and yours after an accident.
When you work with Palm Springs Insurance Lawyer Sebastian Gibson, you’re working with an attorney who has been named a Top Lawyer in Palm Springs Life Magazine year after year after year, and an attorney you can count on who has the determination to obtain a result you can be proud of.
Palm Springs Insurance Lawyer Sebastian Gibson has a prestigious history of helping individuals with their insurance claims throughout the Coachella Valley from Palm Springs to Palm Desert, Indio and Coachella and in the upper desert from Yucca Valley to Twentynine Palms as well as in San Diego, Orange County, on the Central Coast of California and internationally.
If you’ve had an auto, truck, motorcycle, pedestrian or bicycle accident and need a Palm Springs Insurance Lawyer for your injuries, call attorney Sebastian Gibson. Named a Top Lawyer for 12 years in a row by Palm Springs Life, it’s not surprising Palm Springs Insurance Lawyer Sebastian Gibson has also been recognized as a “Superb” Lawyer by Avvo, their highest rating, which rates attorneys all across the U.S.
With law degrees in both California and in Great Britain, and decades of experience in California and internationally, Sebastian Gibson has been the attorney of choice for decades by individuals with the need of an experienced personal injury, accident, and insurance lawyer with the experience to handle matters in a swift and cost effective manner.
With offices in Palm Desert and Orange County, Palm Springs Insurance Lawyer Sebastian Gibson can in most situations meet with you in your home, hospital or business and can also advise you by phone the same day when you need assistance most.
Tired of trying to reach an attorney who will actually answer your calls or respond to your emails? Call us and see the difference when you’ve chosen the right Palm Springs insurance lawyer for your case.
The Right Choice, Palm Springs Insurance Lawyer Sebastian Gibson
Palm Springs Insurance Lawyer Sebastian Gibson can help you make the insurance company you’re dealing with take notice. If you feel you’re getting a raw deal, or worse yet, being ignored by an insurance company, don’t stand for it. Take action.
Our insurance law firm stands strong for individuals who have sustained a serious personal injury, and we take on insurance companies that try to minimize the seriousness of your injuries and business claims. We take bad faith insurance and personal injury and wrongful death cases on a contingency fee basis, which means you don’t pay any fees or costs unless the case is resolved and we’ve been successful.
As a law firm which specializes in insurance matters, Palm Springs insurance lawyer Sebastian Gibson takes on all of the powerful insurance companies in America so you aren’t taken advantage of. We give voice to those who would otherwise be taken advantage of and ensure that individuals are treated in good faith.
We represent motor vehicle accident, pedestrian and bicycle accident victims, homeowners who are experiencing problems with a claim against their homeowners’ policy, and businesses with claims against their liability insurance policies.
Palm Springs Insurance Lawyer Sebastian Gibson has been recognized by Palm Springs Life Magazine as One of the Top Lawyers of 2022, 2021, 2020, 2019, 2018, 2017, 2016, 2015, 2014, 2013, 2012 and 2011. He’s been called “Brilliant” and “A Legend.” If you want a top Palm Springs insurance lawyer on your side, call Sebastian Gibson. Call us today at (760) 776-1810.
The Palm Springs Insurance Lawyer and Palm Desert Insurance Attorney for You
With over 40 years of practice in both the U.S. and internationally, Sebastian Gibson has been recognized by Palm Springs Life Magazine as One of the Top Lawyers the last 10 years and by Avvo as a “Superb” Lawyer for good reason.
Today, Palm Springs Insurance Lawyer Sebastian Gibson has been frequently asked to be interviewed on radio and TV for his expertise, his wit and humor. The author of thousands of articles on the internet, Sebastian Gibson has also written for the Los Angeles Daily Journal newspaper and the San Francisco Daily Journal and is the author of book published in 2012.
If you’re looking for the best lawyer for your insurance matter, consider Sebastian Gibson. With offices in Palm Desert and Newport Beach, our lawyers can assist you with your insurance matter in the Coachella Valley, Orange County and throughout Southern California.
Palm Springs insurance lawyer Sebastian Gibson represents business policyholders involved in disputes over their business insurance policies, including commercial general liability, business interruption, and commercial property claims.
California drivers often believe auto insurance companies are on their side and will be there for them when they’re involved in a car accident. However, in many instances car insurance companies deny valid claims for victims of such accidents. If you have been wrongfully denied an insurance claim or offered only a reduced amount of compensation for your injuries contact us immediately before the insurance company concludes your case can be resolved for a ridiculously small amount.
The California Insurance Code
Insurance companies in the state of California are governed by strict state laws in the handling of insurance claims. California Insurance Code Section 790.03 recites the standards that must be followed by insurance companies. Failure to comply with these standards will subject an insurance company to an insurance bad faith claim and punitive damages. Among the violations which are prohibited are:
Misrepresenting to claimants the pertinent facts or insurance policy provisions relating to any coverage at issue.
Failing to acknowledge and act reasonably promptly upon communications with respect to claims arising under insurance policies.
Failing to adopt and implement reasonable standards for the prompt investigation and processing of claims arising under insurance policies.
Failing to affirm or deny coverage of claims within a reasonable time after proof of loss requirements have been completed and submitted by the insured.
Not attempting in good faith to effectuate prompt, fair, and equitable settlements of claims in which liability has become reasonably clear.
Attempting to settle a claim by an insured for less than the amount to which a reasonable man would have believed he was entitled by reference to written or printed advertising material accompanying or made part of an application.
Failing, after payment of a claim, to inform insured or beneficiaries, upon request by them, of the coverage under which payment has been made.
Making known to insured or claimants a practice of the insurer of appealing from arbitration awards in favor of insured or claimants for the purpose of compelling them to accept settlements or compromises less than the amount awarded in arbitration.
Failing to settle claims promptly, where liability has become apparent, under one portion of the insurance policy coverage in order to influence settlements under other portions of the insurance policy coverage.
Directly advising a claimant not to obtain the services of an attorney.
Misleading a claimant as to the applicable statute of limitations.
Has your automobile insurance company denied or delayed payment of a claim following an accident in California involving your vehicle?
Has a disability or life insurance company failed or refused to pay a claim for disability or lost income, or following the death of a named insured?
Prime Examples of Insurance Bad Faith
A complete denial of insurance benefits due under a policy;
An unreasonable delay in the payment of benefits due;
An unreasonably low offer to compensate you for your damages;
Non-disclosure of policy benefits to you, the insured;
A failure to promptly investigate or failure to properly investigate a claim.
If actions such as these have occurred, call us to evaluate your situation and the actions of the insurance company involved.
Among the insurance policy denials we can address are those which fall under the following policies of insurance:
Homeowner’s Insurance Claims
Life Insurance and Annuities Payments
Commercial/ Business Insurance Claims
Medical Insurance (HMO/PPO) Payments
Auto Liability and Uninsured Motorist Insurance Claims
Fire Insurance Claims
Storm Damage Claims
Has your life insurance company refused to pay your claim for the loss of your spouse, parent or child?
Has your homeowners insurance refused to fully repair or replace your home after it was destroyed in a fire?
Has your disability insurance denied a claim or refused to continue paying a claim for benefits?
Has your car insurance refused to pay your claim under the uninsured/underinsured motorist coverage provisions of your policy after an auto accident?
Call Palm Springs Insurance Lawyer Sebastian Gibson for Your Car, Truck, Motorcycle, Pedestrian or Bicycle Accident
Palm Springs insurance lawyer Sebastian Gibson has decades of experience in the fields of personal injury law, motor vehicle accidents of all types, wrongful death cases, product liability injuries and premises liability claims. Our personal injury attorneys have recovered substantial settlements for our seriously injured clients, thus we know what constitutes a fair offer in these cases.
When you purchase insurance, you expect that the insurance company will pay your claims in a fair and prompt manner. When they don’t, it’s time to call an insurance attorney from our office. Call Palm Springs Insurance Lawyer Sebastian Gibson today at (760) 776-1810.
