Insurance Law & Defense

At the Newport Beach Insurance Law Firm of R. Sebastian Gibson, now in 2010, Newport Beach Insurance Attorney Sebastian Gibson has the personal injury accident and insurance lawyers and the experience to be your Newport Beach Insurance Lawyers throughout the Laguna, Huntington and Newport Beach area. 

Newport Beach Insurnace Lawyer Sebastian Gibson has provided insurance law representation to California, Canadian and International individuals and companies internationally, in Palm Desert, and Newport Beach.

Whether your personal injury accident occurred in Newport Beach or anywhere in Southern California, the Law Offices of Sebastian Gibson are ready to help.

California law requires only that a driver of a motor vehicle carry a minimum of $15,000 bodily injury coverage per person, $30,000 bodily injury coverage per accident and $5,000 in property damage coverage.

As a Newport Beach insurance law firm, we find that many drivers in Orange County still carry no insurance coverage at all, especially in these difficult economic times. If you are involved in an accident with an uninsured driver in Newport Beach or anywhere in Southern California, you will need to rely upon your own uninsured motorist coverage to pay for your property damage, injuries, wage loss, and pain and suffering.

In the event you have a collision in Newport Beach causing serious or catastrophic injuries to you or your passengers, you are likely to find yourself in an underinsured motorist coverage situation and the assistance of a Newport Beach insurance lawyer such as Sebastian Gibson can be invaluable.  An underinsured motorist coverage situation occurs when the value of your claim exceeds the amount of insurance coverage purchased by the party at fault who caused your accident.

In an uninsured motorist situation, you need to remember you are still dealing with an insurance company that wants to pay you as little as possible, even though they are your own insurance company. And if you are at fault for the accident, you may need an insurance defense attorney from our firm to defend your rights.

At the Newport Beach Insurance Law Firm of R. Sebastian Gibson, we represent accident victims from Newport Beach to Laguna Beach in every aspect of their case, from resolving their property damage, to advise regarding their medical treatment, to the settlement and litigation of their claims. Sebastian Gibson and the teams of attorneys we employ in complex cases have one goal at all times - to seek the fairest possible resolution of your claim and to see that you are as fully compensated as possible for your injuries and damages.

2009 California Insurance and Personal Injury Lawyer News - Top Ten Defenses For Losing An Election.

When you've had a personal injury accident and need insurance defense, you can learn a great deal from politicians who have run and lost and then explained why they lost. Here are our top ten defenses for losing a Presidential election.

1. If I’d only waited until there was a sale on at Neiman Marcus. 2. I should have just slapped Katie Couric the first time she asked a difficult question but the handlers wouldn’t let me. 3. If I’d just read a newspaper once in awhile or at least remembered the name of the last one I’d read. 4. Who knew you had to know geography to run for office? 5. Who knew you had to know anything about the constitution, I mean, doesn’t the vice president get to run the senate? 6. I would have won if my name had been first on those campaign signs. 7. I wouldn’t have lost if they’d let me show my intelligent side. 8. Never run for office with someone so old they fall asleep chewing their dinner steak. 9. I should have said "you betcha" more. 10. It was falling for that "Hi, it’s the President of France" old phone call gag that did me in.