If you’ve been involved in an uninsured motorist accident in Southern California, or have lost a loved one in a wrongful death where the party at fault either had little or no insurance coverage, often you’ve been involved in a hit and run accident or an accident where the party involved had no license or too much alcohol in their bloodstream.

Whether your accident occurred in San Diego, Orange County, Los Angeles or anywhere in Southern California, we have successfully represented accident victims and family members of wrongful death tragedies. From the Palm Springs Desert Area through Riverside, San Bernardino, and up the coast from Anaheim and Santa Ana to Ventura, Oxnard, Santa Barbara and San Luis Obispo, the Law Offices of Sebastian Gibson are ready to help.

California law requires only that a driver of a motor vehicle carry a minimum of $15,000 bodily injury coverage per person, $30,000 bodily injury coverage per accident and $5,000 in property damage coverage.

Despite this requirement, many drivers carry no insurance coverage at all. If you are involved in an accident with an uninsured driver, you will need to rely upon your own uninsured motorist coverage to pay for your property damage, injuries, wage loss, and pain and suffering.

In the event of a collision causing serious or catastrophic injuries to you or your passengers, you are likely to find yourself in an underinsured motorist coverage situation. An underinsured motorist coverage situation occurs when the value of your claim exceeds the amount of insurance coverage purchased by the party at fault who caused your accident.

In an uninsured motorist situation, you need to remember you are still dealing with an insurance company that wants to pay you as little as possible, even though they are your own insurance company.

At the Law Offices of R. Sebastian Gibson, we represent accident victims in every aspect of their case, from resolving their property damage, to advise regarding their medical treatment, to the settlement and litigation of their claims. Sebastian Gibson and the teams of attorneys we employ in complex cases have one goal at all times - to seek the fairest possible resolution of your claim and to see that you are as fully compensated as possible for your injuries and damages.